UK Salary & Tax Calculator
Calculate your take-home pay with Income Tax, National Insurance, Student Loans, and Pension
£
%
Monthly Take-Home
£2,847
Gross Annual
£45,000
Income Tax
-£6,486
National Insurance
-£2,594
Pension (5%)
-£2,250
Net Annual
£33,670
Weekly
£647
Daily
£129
Effective Rate
25.2%
Mortgage Calculator
Calculate your monthly payments, LTV, stamp duty, and view complete amortisation schedule
£
£
LTV: 85%
%
years
Monthly Payment
£1,706
Borrowing
£297,500
LTV
85%
Total Repayment
£511,800
Total Interest
£214,300
Stamp Duty
£5,000
Total Upfront
£57,500
Amortisation Schedule
View Details| Year | Principal Paid | Interest Paid | Remaining Balance |
|---|
Car Finance Calculator (PCP)
Calculate PCP payments, compare with HP, and understand your end-of-term options
£
£
%
%
Monthly Payment (PCP)
£389
Amount Financed
£25,000
Balloon (GFV)
£11,200
Total Payments
£14,004
Total Interest
£3,214
Cost Per Mile
£0.57
Total If Buying
£31,214
Compare with HP (Hire Purchase)
HP Monthly Payment
£752
HP Total Cost
£30,072
You Save Monthly (PCP)
£363
Loan & APR Calculator
Understand the true cost of borrowing with APR calculations
£
%
months
Monthly Payment
£302.65
Total Repayment
£18,159
Total Interest
£3,159
Representative APR
7.9%
Savings & Compound Interest
Watch your money grow with the power of compound interest
£
£
%
years
Final Balance
£93,284
Total Deposited
£70,000
Interest Earned
£23,284
Effective Return
+33.3%
Investment Projections
Model different investment scenarios with conservative, moderate, and aggressive returns
£
£
years
Conservative
4%
Moderate
7%
Aggressive
10%
Projected Values at Year 20
Conservative (4%)
£348,765
Moderate (7%)
£492,143
Aggressive (10%)
£712,890
Total Contributions
£205,000
Debt Payoff Calculator
See how extra payments can accelerate your journey to being debt-free
£
%
£
£
Minimum Only
72 months
vs
With Extra
38 months
You'll Save
£3,847 in interest
34 months earlier!
Interest (Minimum)
£7,284
Interest (With Extra)
£3,437